Last updated: June 18, 2026
Reckon Mortgage is a free mortgage calculator. You enter numbers — home price, down payment, interest rate, and so on — and the site calculates a monthly payment and amortization schedule directly in your browser.
The numbers you type into the calculator (home price, loan amount, interest rate, etc.) are processed entirely on your own device. They are not sent to, stored on, or seen by our servers. If you download a PDF amortization schedule, it is generated in your browser and saved directly to your device.
We use Google Analytics to understand, in aggregate, how visitors find and use this site (for example, which pages are viewed and roughly where visitors are located). Google Analytics uses cookies and may collect information such as your IP address, browser type, and device information. This data is used only in aggregate form and is not linked to the calculator inputs described above.
You can opt out of Google Analytics tracking using the Google Analytics Opt-out Browser Add-on, or by adjusting your browser's cookie settings.
This site may display advertisements served by third-party advertising networks, such as Google AdSense. These networks may use cookies or similar technologies to show ads that are relevant to you based on your visits to this and other websites. We do not control the content of these ads or the data collection practices of ad networks.
You can learn more about how Google uses information from sites that use its services, and manage your ad preferences, at Google's Ads Policy page.
This site is not directed at children under 13, and we do not knowingly collect personal information from children.
We may update this privacy policy from time to time. Any changes will be posted on this page with an updated "last updated" date.
Reckon Mortgage is provided for general informational and educational purposes only. The figures it produces are estimates and do not constitute financial, legal, or tax advice. Actual loan terms, rates, taxes, insurance, and fees vary by lender and location — always confirm numbers with a licensed mortgage professional before making financial decisions.
If you have questions about this privacy policy, contact us at brandon.veltri@sothebys.realty.